Secured Working Capital Finance
We provide secured working capital finance solutions designed to help businesses manage their day-to-day operational and cash flow requirements. Our services include Cash Credit, Secured Overdraft, Working Capital Term Loans (WCTL), Packing Credit for pre-shipment requirements, and Post-shipment Finance.
Cash CreditSecured OverdraftWorking Capital Term LoansPacking CreditPost-shipment Finance
CGTMSE – Up to ₹10 Cr.
We offer CGTMSE-backed credit facilities of up to ₹10 crore for eligible MSMEs. These facilities can include term loans and working capital finance with collateral-free funding, supported by the credit guarantee provided by the Government of India. The facility is applicable to both new and existing MSMEs, subject to eligibility.
Up to ₹10 croreTerm LoansWorking Capital FinanceCollateral-freeSubject to eligibility
Builder & Infrastructure Finance
Our Builder & Infrastructure Finance solutions are designed to support construction, redevelopment, and infrastructure projects. We provide project-based funding, finance for approvals, stage-wise disbursement, and funding linked to project cash flows, along with flexible repayment structures based on project requirements.
Project-based fundingFinance for approvalsStage-wise disbursementProject cash-flow linkedFlexible repayment
Self Redevelopment
We provide financing solutions for housing societies undertaking self-redevelopment projects. Funding can range from ₹10 crore to ₹100 crore, with approximately 15% society contribution. The facility may include mortgage of society land, interest rates ranging from 12.5% to 16.5%, and a loan tenure of approximately 5–7 years, subject to applicable terms and eligibility.
₹10 crore–₹100 croreApprox. 15% society contributionSociety land mortgage12.5%–16.5% interestApprox. 5–7 year tenureSubject to terms and eligibility
Transaction Advisory
Our Transaction Advisory services help businesses and investors make informed financial and strategic decisions. We provide support for Mergers & Acquisitions, Due Diligence, Valuation Advisory, Deal Structuring, and Financial Modelling to facilitate well-structured and financially sound transactions.
Mergers & AcquisitionsDue DiligenceValuation AdvisoryDeal StructuringFinancial Modelling
Debt Restructuring
We provide Debt Restructuring solutions to businesses facing financial or repayment challenges. Our services include Loan Restructuring, Tenure Extension, Interest Rate Reduction, Moratorium on Repayment, and Working Capital Reassessment, helping businesses explore suitable ways to manage their existing financial obligations.
Loan RestructuringTenure ExtensionInterest Rate ReductionMoratorium on RepaymentWorking Capital Reassessment
Non-Fund Based Finance
Our Non-Fund Based Finance solutions help businesses manage trade transactions, contractual commitments, and payment obligations without directly providing cash as a loan. We assist with Letter of Credit, Bank Guarantees, Performance Guarantees, Bid/Tender Guarantees, Deferred Payment Guarantees, and Standby Letters of Credit to support business operations and strengthen financial credibility.
Letter of CreditBank GuaranteesPerformance GuaranteesBid/Tender GuaranteesDeferred Payment GuaranteesStandby Letters of Credit
NPA Settlement
Our NPA Settlement services help businesses and borrowers address stressed or non-performing loan accounts through structured financial solutions. We provide assistance with One Time Settlement (OTS), Compromise Settlement, Loan Restructuring or Rescheduling, CIRP and Resolution Plans, and Stress Asset Funding through ARC and funds, subject to applicable terms and eligibility.
One Time Settlement (OTS)Compromise SettlementLoan Restructuring or ReschedulingCIRP and Resolution PlansStress Asset Funding through ARC and fundsSubject to applicable terms and eligibility
Equipment Finance
Our Equipment Finance solutions help businesses acquire the machinery, equipment, and assets required for expansion or daily operations. We assist with Equipment Term Loans, Asset Purchase Finance, Leasing Finance, Buyers Credit, Machinery Loans, Hire Purchase, Lease Equipment Finance, and Sale & Leaseback of Old Equipment to support business investment and asset requirements.
Equipment Term LoansAsset Purchase FinanceLeasing FinanceBuyers CreditMachinery LoansHire PurchaseLease Equipment FinanceSale & Leaseback of Old Equipment
Equity Fund Raising
Our Equity Fund Raising services help businesses raise capital for expansion, growth, working capital, acquisitions, and other strategic requirements. We assist with Equity Funds, Private Equity, IPO/Public Issues, Rights Issues, Preference Shares, and Issue Monitoring Services, helping businesses explore suitable equity-based funding opportunities.
Equity FundsPrivate EquityIPO/Public IssuesRights IssuesPreference SharesIssue Monitoring Services
External Credit Rating
Our External Credit Rating services assist businesses in obtaining and managing independent credit assessments from rating agencies. We provide support for Initial Credit Ratings, Rating Review, Upgradation and Surveillance, Bank Loan Ratings, Entity Credit Ratings, and Financial Instrument Ratings to help businesses establish and maintain their credit profile.
Initial Credit RatingsRating ReviewUpgradation and SurveillanceBank Loan RatingsEntity Credit RatingsFinancial Instrument Ratings
NCD (Non-Convertible Debentures)
We assist businesses in raising funds through Non-Convertible Debentures (NCDs), providing access to structured debt-market funding options. Our services cover Secured NCDs, Unsecured NCDs, Listed NCDs, and Private Placement NCDs, helping eligible businesses explore suitable financing structures based on their requirements and applicable regulations.
Secured NCDsUnsecured NCDsListed NCDsPrivate Placement NCDsSubject to requirements and applicable regulations